. . SUSTAINABLE DEVELOPMENT . .

An article by Emma Warner Chee, The Peak, SFU student newspaper

In light of the 50th anniversary of SFU [Simon Fraser University], Embark (formerly Sustainable SFU), SFU 350, and Divest SFU believe it is the perfect time for the university to become a leader in the climate justice movement, starting with a divestment from the fossil fuel industry. The groups are collaborating to launch a divestment campaign this fall that will see various actions and events in the months to come.

Embark is among three student groups pushing SFU to divest from fossil fuels. Image Credit: Lisa Dimyadi

The extraction and consumption of fossil fuels account for the greatest level of carbon emissions by humans, and are thus the greatest threat to the climate. A report from the UN’s International Panel on Climate Change last year indicates that if carbon emissions are not drastically reduced by 2017, and global temperatures rise by just two degrees celsius, the effects of climate change would be irreversible.

As fourth-year environmental science student and Divest SFU campaigner Tessica Truong pointed out, the impacts of climate change are already being felt in the global south.

Sea levels and temperatures are rising, land is disappearing, drought is causing food insecurity, and the occurrence and severity of natural disasters is increasing, all of which are causing displacement and creating climate refugees.

Truong stated, “It is unethical to be profiting from fossil fuels as an educational institution, when the effects of fossil fuels on the climate are being paid for by others around the world.”

Started in 2013, the Divest SFU campaign was created to petition the SFU Board of Governors to take their endowment fund investments out of the fossil fuel industry in an effort to limit the growth of the industry.

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Despite the vested interests of companies and governments, Can we make progress toward sustainable development?

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They approached the board in the spring of 2014 with the backing of student groups on campus as well as many faculty members, some showing their support by signing off on an open letter to administration.

The university consequently adopted the United Nations’ Principles for Responsible Investment and also created the Responsible Investment Committee in 2014, the latter of which aims to “review and make recommendations related to responsible investment proposals,” among other responsibilities.

Following the presentation, SFU released this statement from former VP Finance and Administration Pat Hibbitts: “The Divest SFU students made a compelling case about the role of investment in economic policy and we considered their request seriously.” She continued. “This new policy provides for governance of our investment strategy consistent with the UN PRI and our investment objectives.”

However, as Divest SFU sees it, no definitive action has been taken toward divestment, and the campaign continues.

Divestment from fossil fuel campaigns have been taking off in universities across Canada, the United States, and Europe. Stanford University, for instance, has been successful in convincing their board of governors to divest from the coal industry, and is now working toward divestment from all fossil fuels.

At McGill University, students set up a tent city on campus to protest the university’s fossil fuel investment. UBC350 held a referendum in which 77 per cent of students and 62 per cent of faculty voted in favour of divestment. Other institutions, such as Vancity credit union, proudly state that they are not invested in the fossil fuel industry.

One of the main arguments against divestment is that with the world’s already heavy reliance on fossil fuels, it won’t change anything.

Truong acknowledged that “SFU alone will not stop fossil fuel industries, but we do have the power to change the direction, and show leadership.”

(Thank you to Janet Hudgins, the CPNN reporter for this article.)

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An article by Emily Schwartz Greco, Institute for Policy Studies

Writer Naomi Klein and her filmmaker husband Avi Lewis lucked out with the release of their new documentary, This Changes Everything. This film about why humanity must kick our fossil-fuel habit before it wrecks the planet arrived at an ideal time.

For one thing, Hillary Clinton belatedly came out against the Keystone XL pipeline. The Democratic Party’s presidential frontrunner called the effort to funnel dirty oil extracted from Canada’s tar sands through six states a “distraction from the important work we have to do to combat climate change.”

And Royal Dutch Shell has put its plans to drill for Arctic oil on ice. Despite pouring $7 billion into that gambit, the company bowed to the bleak outlook for petroleum prices and environmental pressure.

Klein narrates the film, which illustrates many observations she made in her best-selling book with the same title. In print and on the screen, she and Lewis stoke optimism instead of feeding the sense of futility that often hinders climate action.

Lewis and Klein are Canadian, so it’s no surprise that the documentary dwells on Alberta. That’s the where the long-delayed Keystone XL pipeline, which Clinton embraced when she served in the Obama administration, would originate.

The film begins with footage of the industrial wasteland that tar sands mining has carved from the Canadian province’s mist-laced boreal forests.

A beige moonscape cross-cut by veins of gooey bitumen looks like abstract art, or mounds of mocha-fudge gelato, until viewers realize they’re glimpsing what used to be a verdant landscape straight out of a Nordic fairytale. Before mining oil from the muck below the forest floor, workers excise what the industry calls the “overburden” by felling primeval forest and scraping away the rich soil that sustains it.

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These gut-churning images, coupled with the disgusted response of native people witnessing the destruction of their ancestral lands, brings the long-term costs of powering our economy with fossil fuels into focus.

This Changes Everything also zooms in on folks in Montana, India, and everywhere in between on the frontlines of climate resistance. Increasingly, they’re winning battles.

The documentary also brings viewers to Fort McMurray, an Alberta boomtown where hard-drinking workers are becoming millionaires without growing any roots. There, boilermaker Lliam Hildebrand stares nervously into the camera. He labels tar sands mining “barbaric” and says he finds the prospect of shifting to wind and solar energy “exciting.”

After all, “the renewable energy industry would employ exactly the same workers that the oil sands does,” Hildebrand explains. “Pipefitters, boilermakers, electricians…There’s absolutely no reason to not make the transition.”

Following a limited release in theaters, the film will become an educational tool anchored to climate change discussions in communities large and small.

Lewis and Klein planned the release to coincide with the final negotiations for a new United Nations climate treaty, which will begin in Paris on November 30.

Their New York City premiere on October 2 coincided with the devastating floods that swamped Columbia, Charleston, and smaller South Carolina towns. More than two feet of rain fell in some areas. All that water killed 17 people, caused more than $1 billion in damage, and raised questions about how frequent this kind of extreme weather will become thanks to climate change.

Less than two weeks earlier, Leonardo di Caprio and other investors had announced in the Big Apple that their effort to move money out of oil, gas, and coal financial assets is gaining steam. The total value of personal and institutional holdings being divested of at least some fossil-fuel exposure has topped $2.6 trillion.

There’s never been a better time to discuss the benefits of ditching oil, gas, and coal.

(Thank you to Janet Hudgins, the CPNN reporter for this article.)

. . SUSTAINABLE DEVELOPMENT . .

An article from Araz Hachadourian, Yes! Magazine (reprinted according to terms of Creative Commons)

When Paola Gonzalez received a phone call from RIP Medical Debt, she was certain what she heard was a mistake. A prank, maybe. The caller said a $950 hospital bill had been paid for in full: It would not affect her credit and she wouldn’t have to worry about it again. “They wanted to pay a bill for me,” she said. “I was just speechless.”

The 24-year-old student from Roselle Park, New Jersey, has lupus, a chronic autoimmune disease that in 2011 put her in and out of hospitals for a year. Even with insurance she faces a barrage of medical bills that often get pushed aside. “I can’t always work,” Gonzalez said. “I’ll be fine today and sick tomorrow. It’s really amazing that people would help out like this.”

Gonzalez is one of many people who have had a debt paid by RIP Medical Debt, a nonprofit founded by two former debt collectors, Jerry Ashton and Craig Antico, that buys debt on the open market and then abolishes it, no strings attached. In the year since RIP Medical Debt started, the group has abolished just under $400,000, according to Antico. On July 4, it launched a year-long campaign to raise $177,600 in donations, which it will use to abolish $17.6 million of other people’s debt.

Millions of people are, in Ashton’s words, “sitting at the kitchen table and you have to decide, ‘Do I buy medication today or do I pay the water bill or do I pay the debt collector?’… We decided we should take the debt collector out of the equation.”

It works like this: typical collection agencies will buy debts from private practices, hospitals, and other collection agencies that don’t find it worthwhile to pursue the debt themselves. The buyers often get a steal, buying a debt for pennies on the dollar while charging the debtor the full amount, plus additional fees.

According to a 2013 report from the Federal Trade Commission, from 2006-2009 the nine biggest debt collection companies purchased about $143 billion of consumer debt for less than $6.5 billion; 17 percent of it was medical.

Antico and Ashton are plugged into the same marketplace. They say that with the money they raise, they buy the debt for around one percent of the amount it’s worth (when debtors settle directly with collection agencies, they pay an average of 60 percent of the loan.) Then, they forgive it.

Some debt-sellers find the cash in hand more valuable. Some doctors want the debt forgiven to help maintain a relationship with their patients.

Ashton worked in the debt collections business for more than 30 years. As he learned about its tactics, he was moved to start his own consulting firm with the goal of keeping people out of collections. He said the industry treated debts as “commodities” and sold them for a profit while the debtor struggled to pay off the full amount. “That I find to be unconscionable,” says Ashton.

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Helping the poorest of the poor help themselves, if millions took it up, could it be the foundation of a just world?

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He was inspired to rethink debt by the Occupy Wall Street movement and its offshoot, Strike Debt, which started the Rolling Jubilee, a program that began buying debt and abolishing it in October 2012.

Medical debt contributed to almost 60 percent of the bankruptcies in the United States in 2013. So when Rolling Jubilee shifted its focus to student loans, Ashton and Antico decided to pick up the torch.

“You don’t wake up one morning and decide to have a $150,000 mastectomy,” says Ashton. “This is not elective debt.”

For people with chronic illness, like Gonzalez, or those who require extended care, the prospect of a growing pile of debts that cannot be paid is simply frightening. For many, it leads to neglect of care they need: an estimated 25 million adults will not take medicine as prescribed because they cannot afford it; others will avoid the doctor altogether.

This is why RIP Medical debt sees the outstanding bills not just as unpaid, but ultimately unpayable. When buying debts, Ashton and Antico seek out patients whose payments create an immense burden—patients who either earn twice below the national poverty level or whose payments would require five percent or more of their income. They work with the hospitals and medical practices when purchasing debt portfolios to identify debtors who need aid the most.

Many of the people who need aid are not properly identified when they go through a hospital registration process. According to Antico, typically 5-10 percent of all hospital cases are uncompensated. When those who cannot pay are billed, those bills often turn into unpaid debts. “This is a systemic issue. It’s not their fault they got sick and incurred debt,” says Antico. “You can’t imagine how bad they feel and they shouldn’t have to.”

Crowd-funding for debt relief is becoming an increasingly popular trend. Back in 2002, a church in Virginia got together to eliminate its members credit card debts. Rolling Jubilee has abolished nearly $32 million in loans since it began. A UK man even tried to crowd-fund a bailout for Greece, raising almost €2 million from strangers by pointing out that Greece’s €1.6 billion debt simmers down to €3 from every European.

RIP Medical Debt has been criticized by some within the debt abolition movement for structuring itself as a nonprofit organization that pays for work (though Ashton and Antico work as volunteers, they pay outside contractors for things like website maintenance and design); whereas the above efforts and the original Rolling Jubilee focused entirely on grassroots organization and mutual aid.

Still, Ashton and Antico see potential for the project as an opportunity people to help their community. “I think everybody giving to everybody is how we should approach this,” Antico says.

As for Gonzalez, while she is excited and grateful for the bill that was paid, her ongoing condition means she still has a lot of debt to get through. Right now she’s focused on avoiding bankruptcy and managing the bill from her primary doctor while the others are pushed to the side. “I just hope that eventually I’ll be able to pay it off,” she said. “This is the first time I’ve been healthy for a couple months straight so I hope that it stays that way.”

(Thank you to Janet Hudgins, the CPNN reporter for this article.)

. . SUSTAINABLE DEVELOPMENT . .

A news release from the Office of the Premier

Ontario and 22 other states and regions have signed the first-ever Pan-American action statement on climate change. The Climate Action Statement highlights the urgency of combatting climate change, affirms that state, provincial and municipal governments are leaders in achieving impactful global climate action and acknowledges the need to work together to continue reducing greenhouse gas pollution.

Sub-jurisdictional leaders convene on stage at Ontario’s Climate Summit of the Americas. (Twitter image: @environmentont)

Ontario Premier Kathleen Wynne led the signing today at the Climate Summit of the Americas. The statement includes commitments to:

* Support carbon pricing;
* Ensure public reporting;
* Take action in key sectors;
* Meet existing greenhouse gas reduction agreements.

Signatories include representatives of states and regions from across the Americas, including Brazil, Mexico, the U.S. and Canada.

The statement builds on recent agreements, including California’s Under 2 Memorandum of Understanding, which stresses the need for immediate action to limit global warming to 2°C, and the Compact of States and Regions, which commits partner jurisdictions to annual public reporting of greenhouse gas emissions. The statement calls for greater national action at the United Nations Conference of the Parties in Paris, and support for regional measures.

It also builds on Ontario’s actions to address climate change, which include the announcement of a cap and trade program to limit the main sources of greenhouse gas pollution, the establishment of a 2030 mid-term target for greenhouse gas pollution reduction, the closure of all coal-fired power plants and the largest infrastructure investment in Ontario’s history, which includes the electrification of the province’s commuter rail network.

Combatting climate change is part of the government’s economic plan to build Ontario up. The four-part plan includes investing in people’s talents and skills, making the largest investment in public infrastructure in Ontario’s history, creating a dynamic, innovative environment where business thrives and building a secure retirement savings plan.

Quick Facts

Combatting climate change creates new economic opportunities in renewable energy and clean technologies. Ontario’s environmental sector has 3,000 firms, employs 65,000 people, and is worth an estimated $8 billion in annual revenues and $1 billion in export earnings.

According to the Conference Board of Canada, every $100 million invested in Ontario in climate-related technologies is estimated to generate an increase of $137 million in GDP and 1,400 new jobs.

A Canada2020 poll shows that 84 per cent of Canadians believe that prosperous countries such as Canada have an obligation to show international leadership in reducing greenhouse gas emissions.

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Background Information

Climate Action Statement – Climate Summit of the Americas

Additional Resources

Climate Summit of the Americas

Climate Change Discussion Paper

Ontario Climate Change Update 2014

Follow and join the conversation on Twitter with #CSOTA

(Thank you to Janet Hudgins, the CPNN reporter for this article.)